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Moody's Analytics

  • What it is:Moody's Analytics is a subsidiary of Moody's Corporation providing risk management tools, economic research, credit analysis, financial modeling, software, and advisory services.
  • Best for:Large banks facing Basel III/SA-CCR, European banks under EBA/CRR2, Treasury teams outsourcing compliance
  • Pricing:Starting from Custom quote
  • Rating:88/100Very Good
  • Expert's conclusion:Moody's Analytics is the most elite option available to Enterprise clients that need to utilize advanced counterparty risk management techniques, meet jurisdictional regulatory compliance and integrate into client's existing risk infrastructure, all while utilizing Moody's vast credit data and analytics capabilities.
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Reviewed byMaxim Manylov·Web3 Engineer & Serial Founder

What Is Moody's Analytics and What Does It Do?

Moody's Analytics is an affiliate of Moody's Corporation; specializing in financial intelligence, risk management and analytical tools for banking, insurance, and investment sectors. Moody's Analytics has extensive experience in providing clients' economic research, credit risk assessments, financial modeling software and consulting services in order to help clients achieve their goals regarding client growth, efficiency, and managing risks.

Active
📍New York, NY
📅Founded 2007
🏢Subsidiary
TARGET SEGMENTS
BankingInsuranceInvestment ManagementFinancial Services

What Are Moody's Analytics's Key Business Metrics?

📊
Included in Fortune 500 (2021)
Parent Company Fortune 500 Status
📊
MCO (NYSE)
Parent Company Ticker
📊
7 World Trade Center, New York, NY
Headquarters Location
Regulated By
Moody's Corporation - SEC Regulated(USA)

How Credible and Trustworthy Is Moody's Analytics?

88/100
Excellent

Moody's Analytics has the advantage of having its parent company be a member of the Fortune 500 and have over 115 years of reputation and market history. The subsidiary operates through a well-established and mature platform with extensive knowledge of financial services and high levels of market acceptance within the banking, insurance, and investment sectors.

BREAKDOWN
Product Maturity90/100
Company Stability92/100
Security & Compliance85/100
User Reviews85/100
Transparency80/100
Support Quality85/100
TRUST SIGNALS
Part of Fortune 500 Moody's Corporation115+ years of parent company market presenceUsed by major banks, insurers, and investment firms globallyExtensive regulatory compliance as financial services providerProven acquisition and integration track record

What is the history of Moody's Analytics and its key milestones?

1995

Risk Management Service Founded

Business Unit – Moody's Risk Management Service (MRMS). MRMS was developed as a service offering providing quantitive analysis and credit risk assessment software.

2000

Crowe Software Acquisition

Moody's Analytics acquired the Software Products Group of Crowe, Chizek & Co. This purchase brought to Moody's Analytics the commercial loan risk analysis tools utilized by many of the largest banks in the U.S.

2002

KMV Acquisition

Moody's Analytics merged with KMV (Kealhofer, McQuown and Vasicek), one of the leading firms in the area of quantitative risk management. The merger produced Moody's KMV.

2003

Credit Monitor Launch

Moody's Analytics introduced Credit Monitor. An integrated credit risk management system utilizing the financial modeling capabilities of Moody's Analytics.

2005

Economy.com Acquisition

Moody's Analytics acquired Economy.com. This acquisition provided Moody's Analytics with the capabilities of providing economics research, demographics analysis, and industrial market data.

2006

Wall Street Analytics Acquisition

Moody's Analytics acquired Wall Street Analytics. This purchase added to Moody's Analytics financial risk management software capabilities including CDO valuation tools.

2007

Moody's Analytics Division Established

Moody's Corporation created Moody's Analytics as a distinct operating division to house all of Moody's Corporation's businesses excluding ratings.

2013

Amba Investment Services Acquisition

Moody's Analytics acquired Amba Investment Services, a provider of investment research and quantitative analytics for financial institutions.

2014

Lewtan Acquisition

Moody's Analytics acquired Lewtan, which provided analytic and service capabilities to the asset securitization industry.

2016

Knowledge Services Formation

Moody's Analytics merged the Copal Amba subsidiary into Moody's Analytics, creating the Knowledge Services unit.

Who Are the Key Executives Behind Moody's Analytics?

Robert Scott Fauber— CEO of Moody's Corporation
CEO of Moody's Corporation; responsible for overseeing Moody's Analytics and other subsidiaries of Moody's Corporation.

What Are the Key Features of Moody's Analytics?

👥
Credit Risk Management
The Moody’s Analytics Credit Risk Solution is a comprehensive suite of products that supports the entire credit risk lifecycle, including credit assessment, rating systems, portfolio models, credit risk management, and regulatory reporting. It provides users with all necessary tools and methodologies required to assess and manage credit risk within their organizations, as well as to meet regulatory and compliance requirements.
👥
Portfolio Management
Moody’s Analytics’ credit risk solutions include:
✨
Economic & Demographic Research
Credit Risk Modeling — Moody’s Analytics’ credit risk modeling solutions provide banks, insurers, asset managers and other financial institutions with robust, scalable and flexible tools to model credit risk at both the individual obligor and portfolio levels. These tools are used by financial institutions to develop internal ratings-based systems that comply with international standards such as Basel II, IFRS 9 and Solvency II.
✨
CDO Valuation Tools
Portfolio Models — Portfolio models help users to estimate the expected loss on a large number of exposures and to understand how different types of risks affect their overall portfolio.
✨
Regulatory Compliance Solutions
Rating Systems — Moody’s Analytics rating systems allow users to assign a credit rating to each obligor based on its financial characteristics, industry, geographic location, etc. Rating systems can also be linked to portfolio models to determine the expected loss on a large number of exposures.
✨
Consulting & Training Services
Regulatory Reporting — Moody’s Analytics’ credit risk solution provides regulatory reporting capabilities, allowing users to prepare reports for regulatory bodies such as the Federal Reserve, FDIC, OCC, etc.
✨
Financial Modeling Software
Credit Risk Management — Users of Moody’s Analytics’ credit risk solution have access to a wide range of credit risk management tools and methodologies, which enable them to identify, measure, report and control their credit exposure.

What Technology Stack and Infrastructure Does Moody's Analytics Use?

Infrastructure

Enterprise financial services infrastructure supporting global banking, insurance, and investment institutions

Technologies

Financial modeling frameworksRisk analytics enginesDatabase systems for financial data

Integrations

Banking platformsInvestment management systemsRisk management platformsRegulatory reporting systems

AI/ML Capabilities

Quantitative risk modeling and statistical analysis capabilities for credit risk assessment, economic forecasting, and portfolio analysis

Based on product descriptions and acquisition history; detailed technical specifications not publicly available for enterprise platform

What Are the Best Use Cases for Moody's Analytics?

Risk Management Teams in Banks
Credit Assessment — Moody’s Analytics’ credit assessment solution enables users to evaluate the creditworthiness of an obligor and assess the likelihood of a potential default. This information is essential for making informed decisions regarding lending or investing in new customers or counterparties.
Insurance Companies
Probability of Default Calculation — Moody’s Analytics uses the Expected Default Frequency (EDF) methodology developed by Dr. Kenneth J. Rogowski and Dr. Edward Altman, to calculate the probability of default (PD). The EDF is calculated based on historical default data, which is then adjusted to reflect the current state of the economy and specific industry trends.
Investment Portfolio Managers
Credit Scorecards — Moody’s Analytics offers a wide range of pre-built and customizable credit scorecards that allow users to quickly build and deploy their own credit assessment models. These scorecards can be customized to fit a user’s needs and can take into account a variety of different variables such as income, employment history, payment history, credit utilization ratio, and many others.
Regulatory & Compliance Officers
Collateral Analysis — Moody’s Analytics’ Collateral Analysis tool allows users to analyze collateral values, determine the percentage of the outstanding principal balance that would need to be recovered upon a default event and create scenarios to estimate recovery rates and cash flows associated with potential recoveries.
Economic Research & Strategy Teams
Credit Risk Stress Testing — Moody’s Analytics’ credit risk stress testing solution enables users to simulate various macroeconomic scenarios to test how they may impact the performance of their loan and investment portfolios.
NOT FORReal-time Algorithmic Trading
Country and Economic Data — Moody’s Analytics has access to a vast amount of country-specific and economic data that can be used to support a wide range of analytical applications, such as country risk assessments and economic forecasting.
NOT FORSmall Consumer Finance Companies
Loan Portfolio Analysis — Moody’s Analytics’ Loan Portfolio Analysis solution enables users to analyze their loan portfolios and understand key metrics such as average loan size, average interest rate, average term and delinquency rates.
NOT FORNon-financial Enterprises
Risk and Compliance — Moody’s Analytics’ Risk and Compliance solution includes a broad array of products and services that support a wide range of regulatory and compliance requirements.

How Much Does Moody's Analytics Cost and What Plans Are Available?

Pricing information with service tiers, costs, and details
☐Service$CostℹDetails🔗Source
RiskAuthority SaaSCustom quoteCloud-native solution for regulatory compliance including Basel III, SA-CCR, CRR2 across 50+ jurisdictionsRisk.net award article
Banking Cloud Credit Risk SaaSCustom quoteSupports EBA COREP 3.0/3.2, NPE securitisation, regulatory RWA calculations with API accessRisk.net award article
RiskAnalystCustom quoteCounterparty risk workflow with financial spreading, credit analysis, centralized data storageMoody's product factsheet
RiskAuthority SaaSCustom quote
Cloud-native solution for regulatory compliance including Basel III, SA-CCR, CRR2 across 50+ jurisdictions
Risk.net award article
Banking Cloud Credit Risk SaaSCustom quote
Supports EBA COREP 3.0/3.2, NPE securitisation, regulatory RWA calculations with API access
Risk.net award article
RiskAnalystCustom quote
Counterparty risk workflow with financial spreading, credit analysis, centralized data storage
Moody's product factsheet

How Does Moody's Analytics Compare to Competitors?

FeatureMoody's AnalyticsMurexRiskMetrics (S&P)FIS
Counterparty Credit RiskYes (SA-CCR, Basel III)YesYesYes
Regulatory Compliance (CRR2, COREP)Yes (50+ jurisdictions)PartialPartialPartial
Cloud-native SaaSYesPartial (MXGO)NoPartial
API for RWA/SA-CCR CalculationsYes
Expected Default Frequency (EDF)YesNoYesNo
Audit Trail & Calculation TransparencyYesYesYesYes
Starting PriceCustom enterpriseCustom enterpriseCustom enterpriseCustom enterprise
Free TierNoNoNoNo
API AvailabilityYesYesYesYes
SOC 2 / Regulatory CertificationsYes (implied enterprise)YesYesYes
Counterparty Credit Risk
Moody's AnalyticsYes (SA-CCR, Basel III)
MurexYes
RiskMetrics (S&P)Yes
FISYes
Regulatory Compliance (CRR2, COREP)
Moody's AnalyticsYes (50+ jurisdictions)
MurexPartial
RiskMetrics (S&P)Partial
FISPartial
Cloud-native SaaS
Moody's AnalyticsYes
MurexPartial (MXGO)
RiskMetrics (S&P)No
FISPartial
API for RWA/SA-CCR Calculations
Moody's AnalyticsYes
Murex—
RiskMetrics (S&P)—
FIS—
Expected Default Frequency (EDF)
Moody's AnalyticsYes
MurexNo
RiskMetrics (S&P)Yes
FISNo
Audit Trail & Calculation Transparency
Moody's AnalyticsYes
MurexYes
RiskMetrics (S&P)Yes
FISYes
Starting Price
Moody's AnalyticsCustom enterprise
MurexCustom enterprise
RiskMetrics (S&P)Custom enterprise
FISCustom enterprise
Free Tier
Moody's AnalyticsNo
MurexNo
RiskMetrics (S&P)No
FISNo
API Availability
Moody's AnalyticsYes
MurexYes
RiskMetrics (S&P)Yes
FISYes
SOC 2 / Regulatory Certifications
Moody's AnalyticsYes (implied enterprise)
MurexYes
RiskMetrics (S&P)Yes
FISYes

How Does Moody's Analytics Compare to Competitors?

vs Murex MX.3/MXGO

Professional Services — Moody’s Analytics provides a wide range of professional services to support its clients in areas such as credit risk management, training and education and implementation of the company’s products and solutions.

Moody’s is better suited for compliance heavy counter party risk, and Murex is better suited for integrated treasury solutions.

vs RiskMetrics (S&P Global)

Both firms provide EDF models and risk analysis, however, Moody’s provides a wider variety of jurisdictions (50+) and real time RWA API’s. Additionally, Risk Metrics is focused on providing better market data while Moody’s is focused on providing SaaS regulatory workflows.

Moody’s is better suited for regulatory outsourcing, and Risk Metrics is better suited for pure analytics.

vs FIS

FIS provides comprehensive banking solutions and Moody’s differentiates itself through its rating agency data (Orbis 425M companies) as well as its ability to quickly adapt to EBA/CRR2 regulation. In addition, Moody’s specializes in counter party credit risk.

Moody’s is better suited for targeted risk management, and FIS is better suited for full banking suite solutions.

vs Wolters Kluwer OneSumX

Compared to One Sum X (on premise), Moody’s cloud SaaS reduces compliance costs. In addition, Moody’s has better integration of datasets and audit capabilities than One Sum X, however, both are priced as enterprise level solutions.

Moody’s is better suited for cloud first banks, and One Sum X is better suited for legacy systems.

What are the strengths and limitations of Moody's Analytics?

Pros

  • Regulated by regulatory leaders – 3 times Counter Party Risk Solution of the Year winner
  • Cloud native SaaS model – allows for lower compliance costs, and enables remote work.
  • Jurisdictional coverage – 50+ jurisdictions – compliant with Basel III, SA-CCR, CRR2, and EBA COREP 3.2.
  • Datasets – vast amounts of datasets including Orbis 425M companies and 130 financial institutions that can be used for benchmarking.
  • APIs – real time – provides instant RWA/SA-CCR calculations for use in approval/pricing workflows.
  • Audit capabilities – strong audit capabilities include calculation snapshot, validation, and reconciliation tools.
  • Adapts rapidly – provides rapid adaptations to changing regulations such as covid-19 reporting and accelerated CRR2 compliance.

Cons

  • Pricing – enterprise only – there is no publicly available pricing information, and custom quotes must be requested.
  • Implementation complexity – complex implementation – regulatory workflow configuration requires specialist setup.
  • SaaS dependence – dependent on having an active internet connection or cloud access for all operations.
  • Focus on banking – less applicable to non-financial counterparties.
  • Free trial – limited availability of free trial resources – no free trials have been mentioned to test the product.
  • Complexity of learning – steep learning curve – requires training to configure complex regulatory settings.
  • Conflict of interest – due to being a rating agency, may create conflict of interest perceptions.

Who Is Moody's Analytics Best For?

Best For

  • Large banks facing Basel III/SA-CCR — Audit-ready workflow support for compliance across 50 + jurisdictions.
  • European banks under EBA/CRR2 — Fast implementation of regulatory updates regarding COREP 3.0/3.2 and the impact of Covid-19.
  • Treasury teams outsourcing compliance — Total costs are reduced by using cloud-based SaaS as compared to using in-house systems.
  • Institutions needing counterparty benchmarking — Access to vast amounts of Moody’s data and Orbis database.
  • Risk managers requiring real-time RWA — Integration via API to access deal pricing and portfolio analysis.

Not Suitable For

  • Small financial institutions — Large bank enterprise pricing and complexity may be better served using a more complex tool such as Kyriba.
  • Non-banking corporates — Regulatory compliance focus vs. Treasury needs. Consider Wallstreet Suite for Treasury needs.
  • Real-time trading desks — Focus on compliance vs. high frequency use. Consider Murex MX.3 for high frequency use.
  • Budget-conscious teams — Affordable tier options do not exist; consider an open source risk solution.

Are There Usage Limits or Geographic Restrictions for Moody's Analytics?

Pricing Model
Custom enterprise quotes only - no public tiers
Deployment
Cloud-native SaaS only - no on-premise option
Target Market
Banks and financial institutions primarily
Jurisdictions
50+ supported with national discretions
Data Sources
Moody's proprietary datasets + Orbis database
API Access
RWA/SA-CCR calculations only
Compliance Scope
Basel III, SA-CCR, CRR2, EBA COREP focus
Free Trial
Not available

Is Moody's Analytics Secure and Compliant?

Regulatory Compliance FrameworkFull support for Basel III SA-CCR, CRR2, EBA COREP 3.0/3.2 across 50+ jurisdictions
Calculation AuditabilitySnapshots of calculation pipeline and data for every process, technical audit, reconciliation
Governance ControlsConfiguration validation, variance analysis, approval workflows, results export
Data IntegrityVast proprietary datasets from 130+ institutions + Orbis 425M companies, scrubbed for accuracy
Cloud SecuritySaaS architecture supports remote/hybrid work with operational resilience
API SecurityReal-time RWA/SA-CCR APIs designed for seamless integration with bank systems
Reporting ComplianceCovid-19 regulatory reports, NPE securitisation under EBA requirements

What Customer Support Options Does Moody's Analytics Offer?

Channels
Available for support inquiriesAvailable for Enterprise clientsSelf-service documentation and resources
Specialized
Dedicated support teams for regulatory compliance and risk management solutions
Business Tier
Enterprise clients receive priority support for regulatory updates and compliance requirements

What APIs and Integrations Does Moody's Analytics Support?

Integration Type
Cloud-based platform with API integration capabilities for data management and workflow automation
Data Integration
External data integration supported; streamlines data acquisition from multiple sources
System Integration
Bridges existing data and systems; supports enterprise data interoperability across departments
Workflows
Customizable, automated workflows that can be adapted across customer onboarding, sanctions compliance, and supply chain risk management
Documentation
Comprehensive product documentation available; implementation guides for regulatory compliance and third-party risk management
Use Cases
Counterparty risk assessment, sanctions screening, compliance monitoring, supplier risk management, customer onboarding, and supply chain visibility

What Are Common Questions About Moody's Analytics?

Moody’s Analytics is a complete risk management solution designed to help companies to find, evaluate and reduce their counterparty risk through the combination of credit analytics, compliance tools, and third party risk management with advanced data and AI based insights.

MaxSight is Moody’s’ single risk management platform which integrates data from all of Moody’s databases into one place so users can see all aspects of counterparty risk in one location. MaxSight streamlines workflows and improves the quality of data and removes functional silos that prevent departments to collaborate when assessing risk and ensuring compliance.

MaxSight also identifies multiple risks that include but are not limited to: Financial Strength Indicators, Sanctions Exposure, PEP (Politically Exposed Persons) Matches, Adverse Media, Shell Company Indicators, Cyber Risk and Sustainability / ESG Factors That May Affect Credit Risk.

MaxSight has solutions that cover the requirements of both Basel II and III standards, SA-CCR (Standardized Approach to Counterparty Credit Risk), CEM (Current Exposure Method), CVA (Credit Valuation Adjustment), and jurisdictional regulations across 50 + countries with auto-reporting template and compliance calculation.

BEFORE YOU KNOW IT – you will be ready to take the exam.

Here is what you need to do before your exam:

Make sure you have an ID (driver's license or passport).

Arrive early at least one hour before your scheduled time.

Is Moody's Analytics Worth It?

Go through security and find your designated testing area.

Recommended For

  • Take the printed test with you to the proctoring location.
  • Be prepared to provide your name and the code number provided when you registered for the exam.
  • If you have any questions, just ask your proctor. They can help with anything you need during the testing process.
  • After finishing the exam, leave the test center and go back home.
  • Compliance teams that are in charge of handling sanctions screening and due diligence for large-scale operations
  • Enterprises that require multijurisdictional reporting of regulations across 50+ countries

!
Use With Caution

  • Mid-size enterprises that have budgetary restrictions -- premium pricing is for enterprise-level clients
  • Organizations that require highly advanced, industry-specific risk models -- can be customized
  • Organizations that require quick implementation -- cloud-based platform requires IT integration
  • Teams that lack experience with regulatory capital methodologies -- requires experience with SA-CCR, CEM, CVA methods

Not Recommended For

  • Small business/Startups that require simple vendor management -- over-engineered for their scale
  • Organizations that seek purely credit scoring without regulatory compliance
  • Companies seeking cost-effective solutions -- is significantly more expensive than standard credit tools
Expert's Conclusion

Moody's Analytics is the most elite option available to Enterprise clients that need to utilize advanced counterparty risk management techniques, meet jurisdictional regulatory compliance and integrate into client's existing risk infrastructure, all while utilizing Moody's vast credit data and analytics capabilities.

Best For
Take the printed test with you to the proctoring location.Be prepared to provide your name and the code number provided when you registered for the exam.If you have any questions, just ask your proctor. They can help with anything you need during the testing process.

What do expert reviews and research say about Moody's Analytics?

Key Findings

Moody's Analytics provides Counterparty Risk Management using Maxsight Unified Platform which includes substantial proprietary data, AI-based analytics, regulatory compliance tooling. This platform provides support for more than 50 jurisdictions with pre-defined regulatory rules, updates thousands of risk profiles daily, and utilizes more than one risk evaluation methodology (SA-CCR, CEM, CVA) for evaluating risk. Additionally, since it is delivered via cloud-based deployment, it allows for continuous regulatory updates, as well as cross-enterprise data-sharing for collaborative risk management.

Data Quality

Excellent - comprehensive information from official Moody's Analytics website, product documentation, press releases, and industry awards. Platform capabilities and features extensively documented. Some specific pricing and customer satisfaction data requires direct vendor contact.

Risk Factors

!
High-end pricing restricts access to this service to the Enterprise space
!
Complex implementation processes that require special training and expertise
!
Quality and timeliness of Moody's proprietary data updates
!
Changes in regulatory environments require continuous updates to the platform Text is to be written in an informal voice. There is no need to write the beginning or end portion of this text; simply start writing once you reach the first word of the text. You should not use a voice that is overly formal or academic. Do not include quotes or cite references in your answers. When possible, do so within the constraints of your answer, make sure to provide the most accurate response possible. Do not include the name of the author if it is provided in the question prompt.
Last updated: February 2026

What Additional Information Is Available for Moody's Analytics?

Award Recognition

The Moody’s Analytics Counterparty Risk Solution was given the 2019 Risk.net Counterparty Risk Solution of the Year Award for assisting banks in computing and reporting their regulatory capital requirements for CCRD, CEM and CVA. It has helped set new benchmarks for analytics platforms.

Regulatory Expertise

Moody's has large teams of Subject Matter Experts and Product Managers working to keep up-to-date with Regulatory Rules and Reporting Templates across 50+ countries for both Basel II & III Standards, EBA Capital Requirements and Domestic Supervisor Regulations.

Cloud Infrastructure

The solutions were deployed through a cloud platform by Moody’s which enabled them to rapidly and cost effectively push out regulatory changes without requiring Client IT Infrastructure Upgrades to support these changes. With this model all Clients will continue to receive the latest Regulatory Requirements for Counterparty Risk.

Data Innovation

MaxSight combines Moody’s proprietary Credit Research with Third Party Data Sources such as Orbis Entity Information, ESG Transition Risk Models and Physical Risk Assessments to enable the screening agent and due diligence agent, powered by Artificial Intelligence, to automate the classification of alerts and research.

Enterprise Capabilities

MaxSight offers Role-Based User Experiences, Executive Level Reporting with Customizable Dashboards and Cross-Departmental Visibility into Counterparty Risk for Organizations to move from Siloed Risk Management to Unified Risk Management to Support Compliance, Operations and Strategic Decision Making.

Implementation Approach

Moody’s supports Phased Implementation, allowing Organizations to begin with a Single Process (e.g., Customer Onboarding), expand to Sanctions Compliance, Supply Chain Risk Management and Beyond. This Scalable Approach Enables Organizations to Realize Value Progressively.

What Are the Best Alternatives to Moody's Analytics?

  • •
    Bloomberg Terminal: Bloomberg provides a comprehensive financial data and analytics platform for use in the analysis of credit and assessing potential risks associated with lending to customers or counterparties. Bloomberg provides real time market data as well as credit research but is less specifically focused on providing compliant solutions related to counterparty risk and regulatory reporting compared to Moody's Analytics. Bloomberg may be ideal for trading and investment management firms that require a broader financial intelligence solution.
  • •
    S&P Global Market Intelligence: S&P Global provides an integrated credit and market risk analytics platform that offers a broad range of financial information and ratings in addition to support for regulatory compliance requirements. The platform has similar breadth to Moody's Analytics but some clients have expressed a preference for the more specific and detailed methodologies provided by Moody's in the area of counterparty risk. The platforms are priced similarly on an enterprise basis. S&P Global may provide a good option for organizations that currently utilize S&P ratings and research.
  • •
    Thomson Reuters Eikon: Refinitiv is a multi-asset class risk analytics and compliance platform that supports financial institutions with a wide variety of financial information and trading data. While Refinitiv does cover market risk, it has less detail regarding the assessment of counterparty credit risk than Moody's Analytics. Refinitiv may be best suited for financial institutions that need an integrated risk and trading data solution.
  • •
    Dun & Bradstreet: DNB Business Intelligence & Risk Management Solutions is a business intelligence and credit risk platform that focuses primarily on assessing the credit worthiness of suppliers and customers. This platform has a simpler user interface and lower costs compared to Moody's Analytics; however, it lacks the sophistication of Moody's Analytics when it comes to calculating regulatory capital requirements. This platform may be most suitable for mid-market companies with a strong focus on managing supplier-related risk.
  • •
    SAS Risk Management: SAS Enterprise Risk Management is an enterprise risk analytics platform that supports the evaluation of both credit and market risk in addition to operational risk. SAS can be highly customized to meet the needs of an organization and includes advanced analytics tools that allow for complex modeling of risk scenarios; however, it will require substantial resources and expertise to implement effectively. SAS is positioned similarly to Moody's in terms of enterprise-level support and may be best for organizations with a dedicated team of analysts who wish to maximize their ability to customize and analyze risk.
  • •
    FICO Falcon Platform: FICO is an AI-powered risk and fraud management platform that provides credit scoring and compliance capabilities. The platform has stronger fraud detection features than those offered by Moody's but fewer solutions related to regulatory reporting. Therefore, FICO may be best suited for organizations that prioritize fraud prevention and real-time transaction monitoring.

What Core Functionality Features Does Moody's Analytics Offer?

Maxsight™ Unified Risk Platform

A unified platform that integrates real time data into automation workflows to perform counterparty screening, monitoring, and risk assessment in accordance with compliance, KYC, and third party risk management functions.

End-to-End Workflow Orchestration

Customizable workflows from due diligence and onboarding through continuous monitoring and off boarding with role based access and interrelated risk highlighting.

AI-Powered Screening Agent

Automating the evaluation of sanctions, PEP's, and adverse media matches to reduce false positives and prioritize high risk cases along with clear explanations as to why a case is high risk.

Regulatory Capital Calculations

Calculations that support over 3,000 regulatory reports across more than 50 jurisdictions and are compliant with SA-CCR, CEM, CVA Capital Charge and Basel III regulations.

Credit Catalyst Risk Scorecards

Customized scoring models that combine internal counterparty knowledge with Orbis entity data, and Moody's financial and trade credit metrics.

RiskAuthority Analytics

Embedded data management and reporting for standardized credit, operational and market risk approaches with concentration and large exposure analytical tools.

Executive-Level Risk Reporting

Enterprise reporting capabilities that can be customized by combining Moody's comprehensive databases to provide holistic counterparty network risk visibility.

What Is Moody's Analytics's Regulatory Compliance Framework Status?

Basel III / SA-CCRStandardized approach to counterparty credit risk with exposure calculations, capital requirements, and parallel run capabilities across standardized and IRB approaches
Basel Committee StandardsComprehensive counterparty credit risk management supporting latest BCBS standards and national supervisory requirements across 50+ jurisdictions
European Banking Authority Capital RequirementsRegulatory capital calculations and reporting templates supporting EBA requirements with predefined rules and automated workflows
Sanctions ComplianceComprehensive sanctions screening including indirect sanctions, ownership/control data, and extension risks with daily database updates
KYC/AML RequirementsEnd-to-end KYC workflows with PEP screening, adverse media analysis, and automated false positive reduction through AI-powered tools
CVA Capital Charge RegulationsCapital requirements for credit valuation adjustment with standardized approach calculations and regulatory reporting support

What Is Moody's Analytics's Technical Architecture Specifications?

Deployment Model
Cloud-based Banking Cloud platform with continuous regulatory updates and scalable calculation engines
Real-Time Data Integration
External data interoperability bridging gaps between internal systems and Moody's comprehensive risk databases with daily profile updates
Regulatory Calculation Engine
Supports SA-CCR, CEM, CVA, concentration risk across 50+ jurisdictions with 3,000+ predefined regulatory reports and templates
AI-Driven Analytics
Screening Agent for sanctions/PEP matching and Due Diligence Agent for automated entity research and report generation
Workflow Automation
Customizable, role-based workflows for onboarding, monitoring, compliance, and third-party risk management across enterprise functions
Data Scalability
Unified infrastructure handling thousands of daily risk events with continuous profile updates and enterprise-wide data sharing
Risk Reporting Framework
Executive-level customizable dashboards with drill-down analytics and cross-department data access breaking functional silos

How Does Moody's Analytics's Use Case Mapping Compare?

Use Case CategoryUse Case ScenarioBusiness ObjectiveKey Capabilities Required
Third-Party OnboardingCustomer/Supplier OnboardingAutomate credit decisions and risk assessment during onboarding with comprehensive KYC and sanctions screeningAI-powered screening, custom scorecards, workflow automation, false positive reduction
Regulatory ComplianceSA-CCR Capital CalculationsCompute and report counterparty credit risk capital requirements across multiple jurisdictionsStandardized approach calculations, regulatory templates, parallel run capabilities, audit trails
Ongoing MonitoringSanctions Risk ScreeningProactively monitor counterparty network for emerging sanctions, fraud, and organized crime risksDaily database updates, indirect sanctions detection, real-time alerts, risk profile tracking
Risk AnalyticsEDF-Based Credit AssessmentTriangulate financial analysis with unbiased EDF analytics for consistent credit decisionsExpected Default Frequency calculations, financial ratio automation, peer benchmarking
Enterprise ReportingExecutive Risk DashboardProvide unified risk view across counterparty network for strategic decision-makingCustomizable reporting, network visualization, opportunity identification, cross-department access
Concentration ManagementPortfolio Exposure AnalyticsIdentify and manage concentration risks and large exposures across business linesRiskAuthority analytics, multi-jurisdiction calculations, consolidated reporting

What Credit Risk Mitigation Strategies Does Moody's Analytics Offer?

Automated Credit Scoring

Customizable risk scorecards that combine Moody's metrics, Orbis data, and internal knowledge for consistent underwriting and early warning detection.

Real-Time Sanctions Monitoring

Screening against dynamic sanction databases using AI to reduce false positives and update daily risk profiles.

EDF Analytics Integration

Models utilizing Expected Default Frequency to measure unbiased probability of default measures that have been triangulated with financial analysis.

Regulatory Capital Optimization

SA-CCR and CVA calculation functionality to enable accurate capital allocation and regulatory compliance across jurisdictions.

Enterprise Data Sharing

Unified data access to break down functional silos to enable consistent risk decision making across compliance, procurement, and business functions.

Third-Party Risk Network Analysis

Network counterparty view including suppliers' suppliers to holistically manage third party risk.

What Is Moody's Analytics's Data Governance Requirements?

Unified Risk Data Platform
Maxsight™ infrastructure integrating Moody's comprehensive screening databases with thousands of daily risk event updates
Real-Time Data Interoperability
External and internal system integration enabling enterprise-wide access to shared risk intelligence
AI Data Validation
Screening Agent reducing false positives through automated match evaluation and explanation generation
Regulatory Data Lineage
Complete audit trail for 3,000+ regulatory calculations across 50+ jurisdictions supporting parallel runs and compliance verification
Dynamic Risk Profiling
Continuous database updates creating 286 fraud and 298 organized crime profiles daily with changing risk factor tracking
Cloud Scalability
Banking Cloud platform supporting global regulatory updates, high-volume calculations, and enterprise reporting

How Does Moody's Analytics's Integration And Reporting Capabilities Compare?

Integration AreaIntegration RequirementReporting OutputBusiness Value
Moody's Risk DatabasesReal-time access to sanctions, PEP, adverse media, and daily risk profile updatesSanctions screening results, risk alerts, false positive analysisProactive compliance with continuously updated threat intelligence
Internal Counterparty SystemsUnified data interoperability bridging existing systems with Maxsight™ platformEnterprise risk dashboards, executive reporting, cross-department insightsConsistent risk view eliminating functional silos
Regulatory ReportingPredefined templates and rules for 3,000+ reports across 50+ jurisdictionsBasel III, SA-CCR, CVA regulatory submissions and parallel runsAutomated compliance reducing manual reconciliation
Orbis Entity DataEntity resolution and enrichment for custom risk scorecardsCredit Catalyst scorecards, automated credit decisionsEnhanced assessment accuracy with comprehensive entity data
AI Analytics AgentsScreening and Due Diligence Agents integrated into workflowsAutomated match investigations, entity research reportsEfficiency gains focusing teams on high-risk cases
RiskAuthority PlatformEmbedded analytics for concentration and large exposure managementPortfolio analytics, limit monitoring, stress testingHolistic risk management across asset classes

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