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Instadapp

  • What it is:DeFi protocol aggregator with flash loan support, smart accounts (DSAs), and multi-chain capabilities for unified asset management.
  • Best for:Multi-chain DeFi users, Gas-fee conscious traders, Users managing multiple major protocols
  • Pricing:Starting from Setup fee required
  • Rating:78/100Good
  • Expert's conclusion:Instadapp offers a professional-grade, Security-Focused Platform that allows users to interact with DeFi protocols. Instadapp’s Simulation Mode, Intuitive Design and Multi-Protocol Support makes it possible for both new and seasoned traders to use its services, but they need to be aware of the non-custodial nature of its services.
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Reviewed byMaxim Manylov·Web3 Engineer & Serial Founder

What Is Instadapp and What Does It Do?

Instadapp was one of the first applications to be developed using decentralized technology that enabled individuals and businesses to use, manage, and maximize their assets from a variety of decentralized financial (DeFi) services within a single application. Instadapp utilizes its DeFi Smart Layer (DSL), a middleware that enables the aggregation of multiple DeFi protocols into a single smart contract layer to enable cross-protocol interaction and asset management.

Active
📍India
📅Founded 2018
🏢Decentralized Finance (DeFi) Platform / DApp
TARGET SEGMENTS
DeFi users seeking simplified asset managementCryptocurrency investors and tradersDeFi developers and protocol buildersInstitutional investors in decentralized finance

What Are Instadapp's Key Business Metrics?

📊
$12.4M
Total Funding Raised
📊
$2.4M
Seed Round (October 2019)
📊
$10M
Series A Round (June 2021)
📊
$6.35 per token
INST Token Price
📊
Under 18 million tokens
INST Circulating Supply
📊
$121 million
Market Cap (INST)

How Credible and Trustworthy Is Instadapp?

78/100
Good

Instadapp has demonstrated a high level of credibility in the DeFi space due to the fact it was funded by Tier 1 investors, emerged from successful hackathons, and has a large number of supported protocols. Instadapp also faces two major limitations. First, Instadapp is limited to being used on the Ethereum blockchain and second, Instadapp is still relatively new to the market and therefore is at risk for execution related issues.

BREAKDOWN
Investor Quality90/100
Team Credibility75/100
Protocol Partnerships85/100
Platform Maturity72/100
Regulatory Clarity50/100
TRUST SIGNALS
Successful seed and Series A funding rounds totaling $12.4MBacked by Pantera Capital and Coinbase VenturesIntegration with billions of dollars locked in smart contractsGovernance token (INST) distributed to communityPartnerships with major DeFi protocolsChainlink oracle integration for price feedsExpansion to Arbitrum and Polygon networksETHIndia hackathon winners

What is the history of Instadapp and its key milestones?

2018

Founded at ETHIndia Hackathon

Instadapp was created by Sowmay Jain and Samyak Jain and they were the winners of the ETHIndia Hackathon in August 2018. Instadapp received an innovation grant from Kyber Network to continue developing the Instadapp platform.

2018

Ethereum Mainnet Launch

Instadapp initially released a user interface on top of Maker protocol and launched as a DAPP on the Ethereum Main Net in December 2018.

2019

V2 Update and Seed Funding

In April 2019, Instadapp released the v2 update. In October 2019, Instadapp completed a seed round of investment led by Pantera Capital, raising $2.4 million in funding from investors including Coinbase Ventures, Naval Ravikant, and Kyber Network's Loi Luu.

2021

Governance Token Launch and Series A

On June 11th, 2021 Instadapp completed a $10 million series A funding round. On June 11th, 2021, Instadapp announced it had completed a $10 million series A funding round. Also on June 11th, 2021, the governance token for Instadapp (INST) was made available for public purchase on the Ethereum Main Net. Instadapp began distributing the tokens to holders as planned.

2021+

Multi-Chain Expansion

Instadapp expanded beyond Ethereum to include support for both Arbitrum and Polygon through bridges allowing the movement of assets between platforms.

Who Are the Key Executives Behind Instadapp?

Sowmay Jain— Co-Founder
Sowmay Jain and Samyak Jain, co-founders of Instadapp are both entrepreneurs in their early twenties, dropped out of college to pursue a career in DeFi full time. Sowmay and Samyak Jain co-founded Instadapp while competing in the ETHIndia Hackathon.
Samyak Jain— Co-Founder
Sowmay Jain and Samyak Jain, co-founders of Instadapp are both young entrepreneurs in their early twenties, dropped out of college to pursue a career in DeFi full time. Sowmay and Samyak Jain co-founded Instadapp while competing in the ETHIndia Hackathon.

What Are the Key Features of Instadapp?

👥
Multi-Protocol Asset Management
Instadapp allows for the consolidation and management of assets across a variety of DeFi protocols, including Aave, Compound, MakerDAO, Uniswap and Liquity all accessible from a single interface.
✨
Lending and Borrowing
Users can provide cryptocurrency to earn interest or borrow tokens that they use as collateral when using Instadapp.
📊
Swap and Trading
Users will be able to swap and trade cryptocurrencies via a non-custodial wallet on Instadapp.
📊
Leverage Trading
Users are able to utilize their cryptocurrencies in a way to increase potential earnings (through higher-risk trades) with Instadapp and its integrated DeFi protocols.
✨
Smart Accounts
Users will be able to optimize portfolio management through a connection of smart accounts to non-custodial wallets, reducing interaction steps between user and other protocols.
✨
Liquidity Provision
Users will have the ability to provide liquidity to DeFi protocols, and view the status of their liquidity pool directly through Instadapp.
✨
Collateral Swap
Users will have the ability to execute a one click swap of collateral to enable them to easily manage lending positions across different protocols.
✨
Developer SDK
Developers will be able to develop applications on Instadapp (such as arbitrage bots, DApps, and flash loans) utilizing the Instadapp software development kit.
✨
Governance Token (INST)
The community will have the ability to vote on protocol proposals submitted by INST holders, continuing towards full decentralization of Instadapp.

What Technology Stack and Infrastructure Does Instadapp Use?

Infrastructure

Ethereum-based with Layer 2 support (Arbitrum, Polygon) and cross-chain bridges

Technologies

EthereumArbitrumPolygonSmart Contracts

Integrations

AaveMakerDAOCompoundUniswapLiquityChainlink (price feeds)Kyber Network

AI/ML Capabilities

Not documented

Based on search results; additional technical details not provided in available sources

What Are the Best Use Cases for Instadapp?

Retail DeFi Investors
Users will be able to manage their assets across multiple DeFi protocols in an efficient manner, with no need to have deep technical knowledge; users will have the ability to use a single dashboard to lend, borrow, and trade.
Active Traders
Leverage trading, collateral swapping, and liquidity providing is utilized within Instadapp to create complex trading strategies.
DeFi Developers
Developers will be able to build arbitrage bots, DApps, and flash loan applications utilizing Instadapp’s SDK, while also abstracting away the complexities associated with each of the integrated protocols, thus shortening development times.
Yield Farmers
Users will be able to utilize Instadapp to efficiently manage their assets, optimize lending strategies, and monitor the performance of their yield generating positions from a single user interface.
Collateral Managers
Users will be able to efficiently manage collateral across multiple protocols utilizing Instadapp’s one click collateral swapping feature and optimized liquidation risk monitoring.

How Much Does Instadapp Cost and What Plans Are Available?

Pricing information with service tiers, costs, and details
☐Service$CostℹDetails🔗Source
DeFi Smart Account (DSA) SetupSetup fee requiredUsers must pay a fee to create a DeFi Smart Account before accessing the platform—
Protocol TransactionsGas fees + protocol feesStandard blockchain gas fees apply; specific protocol fees vary by integrated DeFi protocol (Aave, MakerDAO, Compound)—
Fluid Protocol FeesVariableFluid Lending: Interest paid by borrowers; Fluid Lite: 20% performance fee on vaults plus 0.05% exit fee; Fluid DEX: Swap fees paid by users—
DeFi Smart Account (DSA) SetupSetup fee required
Users must pay a fee to create a DeFi Smart Account before accessing the platform
Protocol TransactionsGas fees + protocol fees
Standard blockchain gas fees apply; specific protocol fees vary by integrated DeFi protocol (Aave, MakerDAO, Compound)
Fluid Protocol FeesVariable
Fluid Lending: Interest paid by borrowers; Fluid Lite: 20% performance fee on vaults plus 0.05% exit fee; Fluid DEX: Swap fees paid by users

How Does Instadapp Compare to Competitors?

FeatureInstadappDeFi Saver
Supported NetworksEthereum, Polygon, Avalanche, Arbitrum, Optimism, FantomEthereum, Arbitrum, Base, Optimism
Protocols Supported8+12+
Smart Accounts/WalletsDeFi Smart Accounts (DSA)Dashboard-based management
Automation FeaturesManual transactions, no advanced automationStop-loss, take-profit, trailing stops, automated leverage management
Single-Click ManagementYes - simplifies multi-protocol interactionsYes - unified dashboard
Flash Loan SupportYes - via integrationsIntegrated management across protocols
Supported Networks
InstadappEthereum, Polygon, Avalanche, Arbitrum, Optimism, Fantom
DeFi SaverEthereum, Arbitrum, Base, Optimism
Protocols Supported
Instadapp8+
DeFi Saver12+
Smart Accounts/Wallets
InstadappDeFi Smart Accounts (DSA)
DeFi SaverDashboard-based management
Automation Features
InstadappManual transactions, no advanced automation
DeFi SaverStop-loss, take-profit, trailing stops, automated leverage management
Single-Click Management
InstadappYes - simplifies multi-protocol interactions
DeFi SaverYes - unified dashboard
Flash Loan Support
InstadappYes - via integrations
DeFi SaverIntegrated management across protocols

How Does Instadapp Compare to Competitors?

vs DeFi Saver

DeFi Saver has more supported protocols than Instadapp (DeFi Saver = 12+, Instadapp = 8+) and it also has additional automation capabilities (i.e., stop loss, trailing stops). Instadapp has more supported blockchain networks and offers DeFi Smart Accounts which allow greater protocol connectivity.

Instadapp is suited for individuals that want simple and unified cross-protocol management across multiple blockchains. DeFi Saver is ideal for advanced traders that require more sophisticated automation and leverage management on less blockchains.

What are the strengths and limitations of Instadapp?

Pros

  • Multi-blockchain access — Available on the Ethereum, Polygon, Avalanche, Arbitrum, Optimism and Fantom blockchains.
  • One click cross-protocol management — Removes transaction step and gas fee through DeFi Smart Accounts.
  • Flexible authorization — Users are able to define their own level of authority to each protocol and address.
  • Strong foundation — Founded in 2018, with strong ties to leading lending protocols (i.e., Aave, MakerDao, Compound).
  • Developer friendly — Pure JavaScript integration for creating complex DeFi transactions.

Cons

  • Creation fees — Users will need to pay to create a DeFi Smart Account before they have access to it.
  • Less advanced automation — Has fewer advanced automation options when compared to competitors (i.e., DeFi Saver).
  • Wallet compatibility — Only works with compatible wallets (e.g., MetaMask, WalletConnect, Portis, Coinbase Wallet).
  • Less protocol support — Supports fewer protocols (8+) than its competitors (12+).
  • Transition period — DeFi Saver is currently going through a transition period as it was recently rebranded from INST to FLUID and migrated the tokenomics.

Who Is Instadapp Best For?

Best For

  • Multi-chain DeFi users — Cross-chain position management is simplified through support for six major blockchains.
  • Gas-fee conscious traders — Gas cost and transaction count are both reduced due to single-click account management.
  • Users managing multiple major protocols — Three of the most popular lending platforms (i.e., Aave, MakerDao and Compound) are integrated into Instadapp allowing for a single place to manage them all.
  • Developers building DeFi applications — The pure JavaScript Connectors allow users to build complex multi-protocol transactions.

Not Suitable For

  • Advanced traders requiring automated risk management — Fewer automation options than some of its competitors lack stop-loss and trailing stop-loss
  • Users seeking zero setup costs — Creating a DSA costs a one-time set-up charge
  • Protocol-agnostic traders — Instadapp supports 8+ protocols whereas competitors support 12+, this means Instadapp might not have the exact protocol you are looking for

Are There Usage Limits or Geographic Restrictions for Instadapp?

Supported Wallets
MetaMask, WalletConnect, Portis, Coinbase Wallet
Blockchain Networks
Ethereum, Polygon, Avalanche, Arbitrum, Optimism, Fantom
Setup Requirement
DeFi Smart Account creation required with associated setup fee
Protocol Integrations
8+ protocols including Aave, MakerDAO, Compound, Morpho, and others
Minimum Position Size (Layer 2)
$500 minimum on Arbitrum, Base, Optimism (applies to DeFi Saver comparison context)

Is Instadapp Secure and Compliant?

Smart Contract ArchitectureDeFi Smart Layer (DSL) provides modular, upgradeable smart contract infrastructure with Connectors and Authorization Framework for enhanced security
Permission FrameworkGranular authorization controls allow users to restrict specific addresses to designated protocols and limit withdrawal permissions
Guardian and Administrator FeaturesUsers can designate guardians, administrators, or bots to manage accounts with modularized permissions
Established Protocol HistoryOperating since 2018 with deep integration into major DeFi protocols (Aave, MakerDAO, Compound) suggests established security practices

What Customer Support Options Does Instadapp Offer?

Channels
(469) 605-1661www.instadapp.io
Specialized
Specialized DeFi support available
Support Limitations
•Non-custodial platform requires users to manage their own private keys and security
•Support information is limited in available documentation; no formal SLA or support tier information provided

What APIs and Integrations Does Instadapp Support?

DeFi Smart Accounts (DSAs)
Allow users to interact with different protocols with security and composability through EOA or MetaMask addresses
Multi-Protocol Support
Different interactions programmed for every protocol on the platform with ability to easily add new protocols and integrations
Multi-Chain Support
Operates across multiple networks with planned layer-2 integrations
DeFi Smart Layer (DSL)
Middleware designed for frontend developers and third-party dapps, wallets, and UIs to access DeFi functionality
Simulation Mode
Enables users to test transactions gas-free before execution

What Are Common Questions About Instadapp?

Instadapp is a single DeFi application created in 2018 that acts as an entry point to other parts of the DeFi space by providing a non-custodial portal layer between users and many DeFi protocols allowing users to work with each element of the DeFi space using Instadapp's non-custodial DeFi Smart Account (DSA) which allows users to interact with many DeFi protocols through the same account with integrated security and composability. Instadapp has around $3 Billion USD in Total Value Locked (TVL) on the platform.

Users create DSAs that are interactive with their EOA/MetaMask address. This allows users to interact with many DeFI protocols with integrated security and composability. Instadapp has a simulation mode so users can test their transactions at no cost prior to executing them.

Instadapp has pre-programmed interactions with every protocol on the platform. Instadapp was developed to enable easy addition of new protocols and integrations across many chains.

Instadapp is a non-custodial application therefore, users retain ownership over their assets via their own wallet addresses and private keys.

Yes, Instadapp can be accessed via Instadapp Portal, third party dApps and wallets/UIs that use smart accounts and the DeFi Smart Layer (DSL) to communicate with Instadapp.

Is Instadapp Worth It?

Instadapp is a matured and well-developed DeFi application that simplifies complexity associated with working with multiple DeFi protocols enabling users to perform complex DeFi strategies in a safe and secure manner. Instadapp provides users with a high level of security, composability, and ease of use. Instadapp currently has $3B in TVL and is actively developing, making it a reliable option for DeFi users of all skill levels.

Recommended For

  • Newcomers to Web3 that are seeking a simple way into DeFi
  • Advanced DeFi strategists that manage many positions across multiple protocols
  • Developers creating DeFi applications via the DeFi Smart Layer
  • Users that are comfortable with non-custodial applications that place a premium on both security and composability

!
Use With Caution

  • Unfamiliar with risks of smart contracts and DeFi mechanics
  • Require 24 hour/365 days a week support channels
  • Seek protection by the traditional definition of customer service

Not Recommended For

  • Need Custodial Account Management
  • Unwilling to handle private keys and secure wallets
  • Investor requirements include Regulatory Oversight and Insurance
Expert's Conclusion

Instadapp offers a professional-grade, Security-Focused Platform that allows users to interact with DeFi protocols. Instadapp’s Simulation Mode, Intuitive Design and Multi-Protocol Support makes it possible for both new and seasoned traders to use its services, but they need to be aware of the non-custodial nature of its services.

Best For
Newcomers to Web3 that are seeking a simple way into DeFiAdvanced DeFi strategists that manage many positions across multiple protocolsDevelopers creating DeFi applications via the DeFi Smart Layer

What do expert reviews and research say about Instadapp?

Key Findings

Instadapp was formed in 2018 and is based in Delaware. It has less than 25 employees and $10 Million in Total Funding. Instadapp manages over $3 Billion in TVL. Instadapp's platform allows users to create composite DeFi interactions through the use of smart accounts, Gas-Free Transaction Simulation and Multi-Protocol Support on various chains. The developers utilize advanced debugging and simulation tools to ensure the platform is reliable.

Data Quality

Good - Information sourced from official company profiles, blog documentation, and case studies with current operational details. Limited information available on support response times, customer satisfaction metrics, and detailed pricing structures.

Risk Factors

!
Instadapp is a non-custodial platform, therefore users are responsible for managing their own security and private keys
!
Execution Risks from Smart Contracts are Inherent to All DeFi Interactions
!
Small Development Team (less than 25 Employees) For the Scale and Volume of TVL Managed by Instadapp
!
Documentation from Available Sources is Limited for Formal Support Channel Information
Last updated: 2026-01-18

What Additional Information Is Available for Instadapp?

Company Details

Instadapp was founded in 2018 and is a Financial Software Company based in Lewes, Delaware. Instadapp reports $6.1 Million in Revenue. Instadapp has evolved from a small group that performed simple tasks to an organization that supports multiple complex DeFi Strategies and Protocol Integrations.

Platform Architecture

Instadapp’s architecture is centered around DeFi Smart Accounts (DSAs), which allow for protocol composability. Instadapp has recently launched the DeFi Smart Layer (DSL) as a middleware for frontend developers. As a result of this, Instadapp is now positioned as an infrastructure company, supporting the broader adoption of DeFi in the larger DeFi ecosystem. The portal is shifting from being a portal for accessing dApps and use cases within the DeFi ecosystem to becoming a full-fledged platform.

Developer Tools & Infrastructure

Instadapp uses production-level development environments, such as simulations, forking, and debugging. Instadapp also has automated error simulation and logging, which results in 10x faster debugging times. By utilizing these types of development environments, Instadapp can rapidly resolve issues while maintaining high levels of code quality.

Key Features

Key features of Instadapp include the ability to simulate gas free transactions, perform multi-protocol smart account interactions, provide position interoperability between different protocols, have support for layer-2 integrations, and have built-in debugging capabilities. Instadapp is very much focused on both the developer experience and the user experience, with a focus on providing easy-to-use interfaces, along with a suite of collaborative debugging tools.

What Are the Best Alternatives to Instadapp?

  • •
    Aave: A leading lending protocol in DeFi that offers borrowing/lending but has a narrower scope of operation relative to Instadapp, in that it is focused primarily on lending markets and does not offer cross-protocol composability.
  • •
    Compound: An algorithmic money market protocol that is very similar to Aave, in terms of its lending/borrowing functionality, but lacks Instadapp’s multi-protocol orchestration layer.
  • •
    Yearn Finance: A yield farming aggregator that makes DeFi easier to access, but is specifically designed to be used for yield strategy applications and does not support the general multi-protocol account management offered by Instadapp.
  • •
    1inch: A DEX aggregator and routing protocol that offers swap optimization, but does not support Instadapp’s smart accounts or composability features.

What Are Instadapp's Flash Loan Metrics?

6+
Supported Chains
100M
Governance Token Supply
3 Protocols
Flash Loan Integration

Which Blockchains Does Instadapp Support?

EthereumPolygonArbitrumAvalancheFantomOptimismBase

How Are Fees Structured for Instadapp?

Fee TypeAmountDescription
Platform Fee20% on gasAdditional charge on top of network gas fees
Fee Distribution50/50 split50% to integrating dApps, 50% to Instadapp DAO
Gas Payment TokenUSDCDollar-pegged stablecoin accepted across all chains
Smart Wallet SetupVariableSetup fee required to create DeFi Smart Account

What Defi Strategies Does Instadapp Offer?

Flash Loan Refinancing

Flash loan capability to freely switch positions between Aave, Compound, and MakerDAO in a single transaction.

Multi-Protocol Aggregation

Integrates MakerDAO, Compound, Aave v2, Aave v3, and Uniswap protocols.

Transaction Batching

Batching multiple transactions together for optimized execution.

Cross-Chain Execution

Executing unified transactions across multiple blockchain networks.

Wallet Recovery

Using smart contract wallets, to recover lost private keys.

Two-Factor Authentication

New Security Feature for Wallet Protection

Unified Balance Management

New Feature using a Dedicated Rollup Network for Balance Consolidation

What Is Instadapp's Security Audits Status?

ERC-4337 Account AbstractionEnables smart contract wallets with programmable capabilities
Avocado Smart WalletMulti-blockchain wallet using account abstraction technology
FLUID ProtocolLiquidity aggregation across Ethereum, Arbitrum, Polygon, and Base

What Liquidity Sources Does Instadapp Use?

Primary Lending Protocols
MakerDAO, Compound, Aave
DEX Integration
Uniswap
Wallet Support
MetaMask, WalletConnect, Portis, Coinbase Wallet, Rabby
Liquidity Framework
DeFi Smart Layer (DSL) and DeFi Smart Accounts (DSA)
Gas Fee Network
Avocado RPC with multiple broadcasters

What Developer Tools Does Instadapp Offer?

Smart Contract Wallet Layer

Supporting Infrastructure for Tracking Assets Across Multiple Defi Protocols

Custom WebHooks API

Creating a Custom Webhook to Send On-Chain Events for Instadapp

Dashboard Analytics

Displaying Asset Allocation and Positions in Maker, Aave, Compound, & Uniswap

Token Cross-Chain Transfers

Transferring Assets Between Different Blockchain Networks

Role-Based Access Control

New Functionality To Assign Different Roles For Specific Addresses

In-Built Investment Strategies

New Strategy Management Tools Integrated into Instadapp

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