CoinGate is a Lithuanian-based cryptocurrency payment gateway which was launched in 2014 and allows businesses around the world to accept payments in more than 70 cryptocurrencies; including, but not limited to, Bitcoin, Ethereum and stablecoins. CoinGate provides seamless integrations into e-commerce platforms, such as WooCommerce and Shopify, as well as real-time transaction processing, and automatically converts all cryptocurrency transactions to fiat currencies such as EUR, USD and GBP. As a result, CoinGate provides a reliable, compliant and safe payment solution for small businesses, digital services, online game providers, and subscription service providers.
CoinGate was established in 2014, as a cryptocurrency payment gateway, in Vilnius, Lithuania to allow businesses to be able to accept Bitcoin payments.
CoinGate expanded from accepting only Bitcoin to accepting over 50 additional altcoin assets through an integration with Changelly.
CoinGate introduced the ability to process Lightning Network payments to provide fast Bitcoin transactions.
CoinGate introduced instant settlement options for EUR, USD, GBP in addition to crypto payouts.
CoinGate expanded its list of supported cryptocurrencies to include over 70 different asset types, including stablecoins and major altcoins.
Multi-region with 90% cold wallet storage
No AI/ML features; focused on blockchain transaction processing and AML monitoring via Chainalysis
Based on official API documentation and integration listings
When a merchant uses coin gate to generate an invoice for their customer to pay using cryptocurrency (at a fixed rate), the merchant receives confirmation that they have been paid immediately after the transaction has completed. The merchant then receives payment in their chosen currency and deposited into their bank account or crypto wallet. The process provides protection from market volatility due to the automatic locking of exchange rates.
Coin Gate charges merchants a 1% standard fee for the processing of each payment. In addition to this, traders incur a 1% fee for trader operations, while additional services have separate pricing. There were no mention of any set up or monthly fees.
Unlike open source solutions that require self- management, coin gate provides a third party processor for all conversions, compliance and customer support, providing an easy to use experience, fiat settlements and many other benefits such as the ability to issue refunds without the need for extensive technical knowledge.
Yes, coin gate complies with PCI DSS Level 1 standards, GDPR regulations, ISO 27001 certifications, and has integrated AML (real-time wallet checks) and advanced security measures to protect against fraudulent activities.
Coin gate currently supports over 70 different cryptocurrencies, including Bitcoin, Ethereum, Litecoin, Dogecoin, USDT, USDC. Merchants may choose to enable or disable specific cryptocurrencies based on their needs from within their dashboard.
yes, instant settlements of EURO, POUNDS STERLING, U.S. DOLLARS, or stable coins / BTC. Flexible withdrawal options to bank accounts, or crypto-wallets reduce volatility.
yes, a sandbox environment is provided to test integration and functionality before deploying live.
Plugins for e-commerce platforms such as WooCommerce, Shopify, Magento, Wix; payment API, buttons, email invoicing, and point of sale for physical retail locations.
CoinGate has been a crypto payment processor since 2014 and provides support for over 70 different cryptocurrencies through simple and secure integration methods that protect against volatility using fiat settlements. While it is a good option for small to medium-sized business’s looking for an easy way to add crypto payments to their e-commerce and multi-channel business models it does lack detailed public service level agreements and tiered support information.
CoinGate is great for businesses that are looking for a reliable and frictionless crypto gateway with fiat protection and multiple integration options.
CoinGate provides support for 70+ cryptocurrencies with a 1% processing fee, and allows users to settle in EUR/GBP/USD. In addition, they provide APIs and/or plugins to most popular e-commerce platforms. Some of CoinGates key strengths include volatility protection, immediate confirmation times, support for point of sale, and regulatory compliance (PCI DSS, GDPR, ISO 27001) as well as operating since 2014 as an e-commerce, digital service provider, and global payment processor.
Good - detailed info from official site, GetApp/Capterra reviews, and comparison articles. Limited specifics on support response times, rate limits, and enterprise SLAs require direct inquiry.
Pci DSS Level 1, gdpr, ISO 27001 certified with built-in anti-money laundering (AML), real-time wallet checks and fraud protection; white label solutions include virtual ledgers for sub-accounts.
Fast and cheap transactions through the Bitcoin lightning network in addition to traditional on-chain processing.
Bulk payments can be sent to partners and direct crypto refunds issued from account balance, simplifying operations.
Payments are accepted from over 180 countries making it ideal for borderless commerce in regions friendly to crypto.
Full BTC payment support along with automatic conversion options.
ETH payment across evm compatible chains with gas optimization.
Trx support for fast and low cost transactions.
Layer 2 scaling solution for efficient payments.
Stablecoin support for stable value settlements on multiple networks.
LTC support for fast and low fee alternative transactions.
Fixed exchange rate payment options with automatic conversion and settlement.
Crypto settlement is instantaneous after confirmation and withdrawal via fiat are available on a next-day basis.
Merchant use of email invoicing and direct link billing make it easy for customers to make their payments.
Refunds made by merchants through crypto will be made back into their balances in the same multiple currencies as deposits were received.
Subscriptions and recurring invoices using blockchain (on-chain) have been planned to be implemented in 2026.
Merchants can also mass payout to hundreds of recipients at once via csv bulk upload and api.
Withdrawals will automatically be converted to EUR, USD, GBP, etc. when they are sent via bank withdrawal.
| Fee Component | Base Rate | Notes |
|---|---|---|
| Processing Fee | 1% | Flat 1% for merchant payments; volume discounts available |
| Trader Operations | 1% | Standard fee for buy/sell operations |
| Network/Gas Fee | Dynamic | Blockchain network fees passed or optimized depending on network |
| Settlement Fee | Included | No extra fees for crypto-to-fiat conversion in processing |
| Refund Processing | Free | Crypto refunds from balance; network fees may apply |
| Setup/Monthly Fees | No setup or monthly fees; pricing on request for enterprises |
| Use Case | Ideal For | Critical Features | Volume Profile |
|---|---|---|---|
| E-commerce & Retail | Online stores accepting global crypto | Plugins, payment links, instant fiat settlement, refunds | 10-10k transactions/day |
| SaaS & Subscriptions | Recurring revenue services | On-chain subscriptions, recurring invoices, billing automation | 1k-100k monthly subscribers |
| Creator Economy | Freelancers, content creators | Mass payouts, crypto refunds, low fees | 1-1k daily micro-transactions |
| Platforms & Marketplaces | Multi-vendor platforms | Bulk payouts, API, white-label solutions, reporting | 100-100k daily transactions |
| Enterprise & B2B | Global businesses like NordVPN | Fiat settlements, compliance, audit reports, scalability | 1k-1M daily transactions |
| Global Cross-Border | International commerce, remittances | 180+ countries, multi-currency conversion, low FX friction | 10-10k daily cross-border transfers |
