AnyBill (ABcard) — Virtual Cards for Affiliate Marketing and Advertising
Quick Verdict: AnyBill is a payment service that issues virtual bank cards for paying advertising accounts like Facebook Ads, Google Ads, and TikTok Ads. The service offers instant card issuance and trusted BINs from the USA, UK, Hong Kong, and Estonia. Best suited for affiliate marketing teams with budgets starting from $500.
Who This Service Is For
AnyBill is targeted at advertising professionals:
- 🎯 Affiliate Marketers — working with traffic and advertising campaigns
- 📊 Media Buyers — purchasing ads for clients
- 🏢 Agencies — with teams and multiple advertising accounts
- 📈 Marketers — paying for foreign services and subscriptions
The cards are positioned as trusted — they use private and fresh BINs, which reduces the risk of blocks from payment systems and advertising platforms.
Key Features
💳 Instant Card Issuance
Cards can be created almost instantly — this is a big advantage when scaling campaigns and testing multiple setups. The service supports 3D Secure, and you can assign different email addresses to receive 3DS codes for different cards. This is very convenient for teams working with multiple buyers or client structures.
👤 Personal Manager
When registering, you are assigned a personal manager who helps you get started with the platform. If you have large volumes, you can get individual conditions. In some cases, the AnyBill CPO personally contacts new users to gather feedback — a good sign in terms of customer focus and product development.
🌍 BIN Geography
The service offers cards from several jurisdictions:
| Region | Payment Systems | Features |
|---|---|---|
| USA | Visa, Mastercard, Discover | Main region for advertising |
| UK | Visa, Mastercard | Tier-1 BINs |
| Hong Kong | Visa, Mastercard | Asian region |
| Estonia | Visa, Mastercard | European BINs |
⚠️ Important: Some BINs charge a fee for micro-transactions under 50 USD — consider this when choosing a card.
Account Funding
Two main funding methods are available:
| Method | Minimum Amount | Conversion Rate |
|---|---|---|
| Cryptocurrency (USDT/USDC) | ~500 USD | 0.99 USDT→USD |
| Bank Transfer (SWIFT/SEPA) | ~3,000 USD | Bank rate |
💡 Note: The minimum amounts are fairly high. This service is better suited for active media buyers rather than beginners with small budgets.
Pricing
The pricing is simple and transparent:
- ✅ Card Issuance — free
- ✅ Card Closure — free
- ✅ Maintenance — no monthly fee
- ✅ Successful Transactions — no percentage fee
- 💰 Fee only on balance top-up
Decline Rate Fees
If your Decline Rate (share of declined transactions over the past 30 days) becomes too high, additional fees apply:
| Decline Rate | Fee Per Decline |
|---|---|
| 0–10% | Free |
| 10–15% | 0.5 EUR |
| 15–20% | 0.6 EUR |
| 20–25% | 0.7 EUR |
| Over 25% | 0.8 EUR |
What You Can Pay For
Primary Focus — advertising accounts:
- ✅ Facebook Ads
- ✅ Google Ads
- ✅ TikTok Ads
Additionally (by arrangement with your manager):
- 🔹 ChatGPT and AI services
- 🔹 Subscriptions and SaaS tools
- 🔹 Work-related services tied to advertising activities
Limitations:
- ❌ Apple Pay — blocked
- ❌ Google Pay — blocked
- ❌ Consumer purchases — not recommended
Pros and Cons
✅ Advantages
- Instant card issuance
- Trusted BINs from multiple regions
- Personal manager
- 3D Secure support
- Transparent pricing
- 1% cashback on US accounts
❌ Disadvantages
- High minimum deposit (from $500)
- Fees for high Decline Rate
- No Apple Pay / Google Pay
- Not suitable for small budgets
Comparison with Alternatives
| Service | Main Focus | Limits | Fees | Funding | For Advertising |
|---|---|---|---|---|---|
| ABcard (AnyBill) | Cards for advertising (Facebook, TikTok, Google) | Unlimited card issuance, shared balance | Fee only on top-up, 1% cashback on US | Wire, USDT; USD/EUR Tier-1 BINs | Up to 9 out of 10 cards successfully linked, help with account unblocking |
| PST.NET | VCC for purchases and advertising | No limits on volume or card count | Up to 3% cashback on ads, no hidden fees | Cryptocurrencies (BTC, USDT), multi-currency cards | Premium VCC, many BINs, supports Facebook, Google, TikTok, Bing, Twitter |
| MyBrocard | Cards for advertising and online payments | No limits, instant issuance | Card issuance 2 USD, transparent rates | Wire, USDT, Capitalist; BINs from USA, Europe, Hong Kong | 20+ trusted BINs, free API, for Google, Facebook, TikTok |
| WantToPay | Cards for foreign services with crypto funding | Pro plan up to 50,000 USD/month | No fee on some plans | Cryptocurrencies, Apple Pay, Google Pay, Samsung Pay | Not specialized, but works anywhere USD cards are accepted |
| AdsCard | Cards and agency accounts for advertising | Limits depend on BIN and account type | 6% commission on FB/Google/TikTok | USD, crypto, wire; various GEO BINs | Focus on affiliate marketing: cards + agency accounts, 2FA, team features |
Final Assessment
⭐ Recommendation: AnyBill (ABcard) is best suited for professional affiliate marketing teams and marketing agencies with substantial budgets who value fast card issuance, flexible BIN options, and detailed expense control.
Ideal for:
- Affiliate teams with budgets from $500+
- Agencies with multiple advertising accounts
- Media buyers working with Facebook, Google, TikTok
Not suitable for:
- Beginners with budgets under $500
- One-time purchases and consumer payments
- Those who need Apple Pay / Google Pay