Best Banking-as-a-Service (BaaS) Software

Green Dot is a financial technology and bank holding company (NYSE: GDOT) that provides prepaid debit cards, banking-as-a-service, and payment solutions for consumers and partners like Walmart and Apple.

Marqeta is a modern card issuing platform that enables companies to issue virtual and physical cards, process payments, and manage customizable programs via open APIs.

Cross River Bank is a New Jersey state-chartered bank founded in 2008 that provides API-based financial infrastructure, embedded banking solutions, digital lending, payments, and crypto services to fintech partners.

Galileo is a fintech platform that provides APIs and infrastructure for banks, fintechs, and brands to build, launch, and scale financial products including accounts, payments, card issuing, and fraud management.